Terms and Conditions for Done For You Services

Effective Date: 1 June 2025

These Terms of Service (“Terms”) govern your use of all done for you services offered by Lizban Limited, trading as WTF Accounting, a company registered in England and Wales (Company No. 07237307) (“we”, “us”, “our”).

By accessing, purchasing, or using any of our services, you agree to be bound by these Terms, our Privacy Policy, and, where applicable, our Affiliate Agreement.

If you do not agree, do NOT use our services.

1. COMPANY & OWNERSHIP

1.1. All tools, trainings, templates, spreadsheets, and digital products (including but not limited to the Profit Pulse Tracker, Cashflow Tracker, Profit Booster and the Profitable CEO Bookkeeping Membership) are the exclusive intellectual property of Lizban Limited. This includes: All spreadsheets, templates, and calculators, written guides, scripts, checklists, video/audio training content, email copy, marketing content, and visual assets.

All intellectual property rights in the Profit Pulse Tracker and related materials (including but not limited to spreadsheets, templates, training modules, videos, and supporting documents) are owned exclusively by Lizban Limited (Company No. 07237307), a company registered in England and Wales.

1.2. Lizban Limited retains all rights, title, and interest in these materials, and no ownership or licensing is transferred to you beyond the limited personal-use license set out herein. Use without permission may result in legal action.

2. INTENDED USE

2.1. Our tools (including the Profit Pulse Tracker and our Tax Estimate Calculators) are designed to assist micro and small business owners in tracking income, expenses, view simplified reports for internal use, and stay organised throughout the financial year. It does not guarantee accuracy, compliance, or any specific outcome. We do not warrant any specific financial result, tax savings, or filing success. You waive any expectation of results and any reliance damages that may arise from use of this tool.

2.2. Specifically, these tools are designed for micro and small business owners who:

• Have one bank or payment account, or up to two if using the optional Bank Upgrade.

• Are not registered (or required to be registered) for VAT, GST, or Sales Tax.

• Are not required to AND do not collect/remit tax across jurisdictions.

• Process approximately 0–100 transactions per month.

• Operate in a single currency.

2.3. IMPORTANT LIMITATIONS

The Profit Pulse Tracker and related tools:

• Do not track VAT or sales tax liabilities, collections, or remittances.

• Are not suitable for businesses operating across multiple tax jurisdictions, with
multi-currency accounts, or with complex accounting needs.

• Are designed for internal organisational purposes only and do not replace the services of a professional accountant.

2.3.1.❗This tool is used by customers in multiple jurisdictions and cannot reflect all tax laws, rules, or deduction eligibility criteria for every country, region, or situation. Examples include but are not limited to: home office expenses, vehicle deductions, depreciation, and tax reliefs based on business structure.

2.3.2. ❗ These tools are generic in nature and are not localised or customised for any specific country, region, or jurisdiction. You accept full responsibility for confirming their applicability and legality in your jurisdiction prior to use.

2.3.3.❗It is not a tax deduction calculator or legally sufficient for tax filing without your own review or the review of a qualified accountant.

2.3.4.❗You are responsible for confirming the final accuracy of all deductions and tax decisions based on your local laws and professional obligations.

2.3.5.If your business exceeds these limitations, you must consult a qualified accountant.

❗2.4. Again - If you are VAT or Sales Tax registered (or should be), trading in multiple jurisdictions, or using more than one payment platform, you must consult a qualified accountant. Upgrades for additional banks/accounts may be available, but even with those, professional review remains essential. The use of any accounting tools where the output is based on your input means professional review is essential.

2.5. You acknowledge and agree:

• This is a tool—not financial, tax, or legal advice.

• You are solely responsible for the data you enter.

• You must have a qualified accountant or CPA review your inputs, deductions, and filings before submitting to any authority.

• This applies whether you use our tools, or accounting platforms like Xero, Sage or Quickbooks (or the like).

2.6. We may provide tools, templates, AI-generated content, or suggested timelines (collectively, “support materials”) to assist with internal organisation and tracking of tax-related deadlines. These support materials are offered for general guidance only

and do not constitute official filing schedules, legal deadline calculators, or reminders tailored to your specific jurisdiction.

2.7. You acknowledge and agree that:

• You are solely responsible for identifying and meeting all tax, legal, and filing obligations applicable to your business.

• We do not guarantee the accuracy, completeness, or relevance of any suggested deadlines, templates, or reminders provided via our tools or communications.

• WTF Accounting, Lizban Limited, and its representatives accept no liability for missed deadlines, penalties, interest, fines, or any losses incurred due to reliance on any deadline support material — including errors, omissions, or failure to act on suggested timelines.

2.8. Always confirm key dates with your accountant and/or your local tax authority.

2.9. PROFESSIONAL REVIEW STRONGLY RECOMMENDED

2.9.1. This tool is a powerful organisational system designed to save you time and help you prepare for professional tax filing. It can reduce the cost of working with an accountant by helping you capture and organise data yourself.

2.9.2. However, this tool does not guarantee 100% accuracy in tax deductions, treatment, or compliance. It cannot reflect the full complexity of all tax laws, in all jurisdictions, or personal financial situations.

2.9.3. We strongly recommend that you have your records and any tax deductions reviewed by a qualified accountant, bookkeeper, or financial advisor prior to submission — particularly for (but not limited to) nuanced items such as depreciation, vehicle expenses, and home office use.

2.9.4. While professional review is not legally mandatory, using this tool without such review is entirely at your own risk. We accept no responsibility for outcomes resulting from unaudited or unverified use.

3. LICENSING

3.1. When you purchase or access a tool, you receive a non-exclusive, non-transferable, single-business-use license to use it internally in your company.

3.1.1. You may:

• Create one new version of the tool for each new financial year.

• Use the tool with permission across a single legal entity.

• Sign up for our affiliate program here to sell the Profit Pulse Tracker and earn a commission (all affiliate terms and conditions apply)

3.1.2. You may not:

• Share, resell, or distribute the tool or its components.

• Alter, rebrand, or reverse-engineer the product.

• Use the tool for client services unless specifically licensed to do so.

3.2. Violation of these terms will result in termination of access and possible legal action.

4. AFFILIATE PROGRAM (if applicable)

4.1. Approved affiliates must agree to:

• Register via our official platform.

• Only promote using their unique affiliate link.

• Use provided content without alteration.

• Avoid misleading or rebranded promotion.

4.2. Breach will result in removal from the program and forfeiture of commissions.

5. REFUND POLICY

5.1. We offer a 6-month satisfaction guarantee, but only for those who give the product a fair trial.

5.2. To qualify for a refund, you must:
• Use the Tracker for at least 4 consecutive months, entering data based on actual business bank statements.

• Contact us within 6 months of purchase.

• Show that the tool did not provide value in improving your financial clarity or readiness for tax season.

5.3. Refunds will not be granted for:

• Change of mind.

• Failure to use the tool.

• Buying for short-term use, and,

• Attempting to return after benefit is received

5.4. All sales are final after the 6-month window.

5.5. By purchasing, you agree not to pursue chargebacks.

6. ADDITIONAL PRODUCTS / ORDER BUMPS / UPSELLS

6.1. These terms also apply to all related products and offers, including but not limited to:

• Cashflow Tracker

• Profit Booster

• Profitable CEO Bookkeeping Membership

• Any future upgrades.

• Any other templates, calculators, or digital products, online courses, workshops or memberships offered by us.

6.2. We reserve the right to update product names, contents, or delivery methods at any time to improve service.

7. COPYRIGHT ENFORCEMENT

7.1. All content is protected under international copyright law.

7.2. We will pursue unauthorised use via:

• DMCA takedown notices.

• Immediate revocation of access.

• Legal claims for damages where appropriate.

7.3. To file or contest a takedown: [email protected]

8. LEGAL LIABILITY

8.1. You acknowledge and agree that 'The Profit Pulse Tracker' (and our other digital products like our tax estimation calculators etc) is a bookkeeping organisation tool only, and not tax or financial advice.

8.2. You are solely responsible for:

• Accuracy and legality of the information you enter into the tool.

• Any tax deductions you claim.

• Final filings with tax authorities.

8.3. You must have a qualified accountant or CPA review your records, deductions, and final tax filings before submission to tax authorities.

8.4. WTF Accounting, Lizban Limited, and its representatives (including director Toni McMurray) accept no liability for any issues, losses, or legal consequences arising from:
• Any inaccuracies or errors in the tool itself, including but not limited to tax deduction calculations or treatment.
• Any use of the tool that does not comply with applicable tax laws or professional standards.
• Any inaccurate, incomplete, or misinterpreted data you submit — whether through negligence, misjudgment, or misinterpretation of our guides or examples.

• This includes any reliance on suggested timelines, AI prompts, templates, or reminders for tax filings, which are provided as non-binding guidance and may not reflect current or applicable laws in your jurisdiction.

8.5. You acknowledge that this tool does not guarantee 100% accuracy or compliance with all tax laws or deduction eligibility, and you are responsible for verifying all outputs with a qualified professional prior to submission or financial decision-making.

8.6. You are 100% personally responsible for ensuring that:
• Your financial data and deductions are accurate,
• Your tax filings are complete and legally compliant,
• You seek appropriate professional review if you are unsure.

This applies whether you use this tool or third-party platforms like Xero, QuickBooks, or Sage.

8.7. We may, from time to time, provide deadline reminders or prompts to help you stay on top of key tax or filing dates. These are provided as a courtesy only and may not be complete, accurate, or tailored to your specific location or legal obligations.

8.7.1. It is your sole responsibility to:

• Know your local filing deadlines.

• Ensure your records are up to date.

• Submit all required filings on time.

8.7.2. WTF Accounting, Lizban Limited, and its representatives accept no liability for missed deadlines, penalties, or interest due to reliance on any reminder, email, software notification, or suggestion provided by us or by our tools.

9. INDEMNITY

You agree to indemnify, defend, and hold harmless WTF Accounting, Lizban Limited, and their affiliates from any and all claims, damages, or expenses (including legal fees) related to:

• Incorrect or fraudulent data.

• Improper tax filing.

• Failure to seek professional review

10. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Lizban Limited shall not be liable for:

• Errors in data you enter.

• Missed tax deadlines.

• Financial loss due to misinterpretation.

• Any indirect or consequential damages.

11. GOVERNING LAW & DISPUTE RESOLUTION

These Terms are governed by the laws of England and Wales.

11.1 MEDIATION FIRST

11.1.1 If a dispute arises: Both parties agree to attempt resolution via informal negotiation. If unresolved, parties agree to international mediation (e.g. via CEDR or another neutral body).

11.1.2. Each party pays its own legal and mediation costs unless otherwise ordered.

11.2 RIGHT TO LITIGATE PRESERVED

If mediation fails after 60 days: Formal legal proceedings may commence in the courts of England and Wales. Nothing prevents Lizban Ltd, WTF Accounting from seeking injunctive relief or pursuing legal enforcement of intellectual property rights globally.

12 SEVERABILITY & MODIFICATION

12.1. If any clause is found unenforceable, the remaining clauses remain in effect.

12.2. These Terms may only be modified by written agreement signed by both parties.

12.3. By purchasing any product or service, you confirm your acceptance of these Terms.

13. PRIVACY & COOKIES

We only collect and store personal information (e.g. name, email) to deliver services and communicate with you.

We never access your financial data inside the tool.

See our [Privacy Policy] and [Cookie Policy] for details.

CONTACT

📧 [email protected]

📍 Lizban Limited, United Kingdom